It’s simple math, not magic
A friend of mine pointed out that a household budget is just simple addition and subtraction. When you get down to it, that’s really what it boils down to. Can you add up what you earn and then subtract your expenses (all of them)? I have found the easier budget worksheets list all your expenses on one area and then your income in another part. Hopefully the income is greater than the expenses. Adding and subtracting. Easy math.
Frugal Village has a really good worksheet here. It’ll remind you of all the things that you are paying for.
