Take a break from spending money
Many people have decided to suspend spending for one month - except for their essentials of rent, utilities, food and transportation for work. If you can’t do this for a month, try a week. Find activities that don’t involve buying coffee, clothing or stuff at the mall. Why? You’ll find ways to enjoy yourself that don’t cost anything: take a walk, finish a project around the house, read a book from the library, test out a recipe.
You might be surprised how much you’re left with at the end of the month if you’re not always using your credit cards or debit cards for non-essentials. I found that when I moved from the city to the country, I found I’d have the same amount of cash in my wallet at the end of the week. I wasn’t tempted by coffee chains and other instant gratification splurges.
Take a spending fast.
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